Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.

Interview Purpose

The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.

Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.

Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music

Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.

Key takeaway: Creativity generates income, but ownership generates wealth.

2. Publishing Is Where the Real Money Lives

Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.

Key takeaway: Understanding back‑end revenue streams is critical in any industry.

3. Business Knowledge Creates Leverage

Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.

Key takeaway: Walking away from the wrong deal can be the right decision.

4. Opportunity Meets Preparation

Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.

Key takeaway: Access opens doors, but preparation determines what happens next.

5. Financial Collapse Can Become Financial Education

Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.

Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.

6. Financial Literacy Is Often Untaught—but Essential

Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.

Key takeaway: Making money is not the same as knowing how to keep or grow it.

7. Wealth Is About Structure, Not Just Cash

In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.

Key takeaway: Generational wealth is built with systems, n

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.

Interview Purpose

The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.

Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.

Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music

Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.

Key takeaway: Creativity generates income, but ownership generates wealth.

2. Publishing Is Where the Real Money Lives

Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.

Key takeaway: Understanding back‑end revenue streams is critical in any industry.

3. Business Knowledge Creates Leverage

Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.

Key takeaway: Walking away from the wrong deal can be the right decision.

4. Opportunity Meets Preparation

Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.

Key takeaway: Access opens doors, but preparation determines what happens next.

5. Financial Collapse Can Become Financial Education

Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.

Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.

6. Financial Literacy Is Often Untaught—but Essential

Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.

Key takeaway: Making money is not the same as knowing how to keep or grow it.

7. Wealth Is About Structure, Not Just Cash

In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.

Key takeaway: Generational wealth is built with systems, n

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.

Interview Purpose

The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.

Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.

Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music

Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.

Key takeaway: Creativity generates income, but ownership generates wealth.

2. Publishing Is Where the Real Money Lives

Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.

Key takeaway: Understanding back‑end revenue streams is critical in any industry.

3. Business Knowledge Creates Leverage

Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.

Key takeaway: Walking away from the wrong deal can be the right decision.

4. Opportunity Meets Preparation

Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.

Key takeaway: Access opens doors, but preparation determines what happens next.

5. Financial Collapse Can Become Financial Education

Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.

Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.

6. Financial Literacy Is Often Untaught—but Essential

Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.

Key takeaway: Making money is not the same as knowing how to keep or grow it.

7. Wealth Is About Structure, Not Just Cash

In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.

Key takeaway: Generational wealth is built with systems, n

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Christopher Gray.

CEO and co-founder of Path. Gray discusses how his AI-powered platform is transforming test preparation for professional certifications, IT, cybersecurity, healthcare, and college admission exams.

🔑 Key Themes & Highlights

1. The Vision Behind Path

   • Path provides unlimited practice questions, full-length exams, and personalized study plans.
   • Uses AI to generate high-quality test prep content at a fraction of traditional costs.

2. Addressing Educational Barriers

   • Many students struggle with standardized tests due to expensive prep courses.
   • Path makes test preparation affordable, helping low-income students access scholarships and selective schools.

3. Professional Certifications & Career Growth

   • Covers IT, cybersecurity, healthcare, and teaching certifications.
   • Helps individuals pass exams like CompTIA Security+ and Praxis to secure high-paying jobs.

4. AI-Powered Test Preparation

   • Provides unlimited practice exams and step-by-step solutions.
   • Predicts users’ test scores before they take official exams, reducing financial risk.

5. Expanding Access to Education

   • Offers prep for SAT, ACT, GED, LSAT, GMAT, GRE, and MCAT.
   • Supports career changers and adults seeking new opportunities through certification programs.

📘 About Christopher Gray & Path
Christopher Gray is an entrepreneur dedicated to making education more accessible. His platform, Path, leverages AI to provide affordable and effective test preparation for students and professionals.

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Showers.

Founder of Afro Unicorn, joins Money Making Conversations Masterclass to share how she built the first Black woman-owned, fully licensed character brand in major retail. With over $20 million in sales, Afro Unicorn celebrates diversity and empowers women and children of color.

🔑 Key Themes & Highlights

1. Origins of Afro Unicorn

   • April was inspired by a friend's repeated reference to her as a "unicorn," highlighting her extraordinary ability to balance multiple businesses and raise two children.
   • Noticing existing unicorn imagery lacked representation, she created Afro Unicorn to uplift young girls of color.

2. Challenges & Early Growth

   • Despite facing personal hardships—including her son's hospitalization and several family losses—April remained committed to her mission.
   • Her persistence led to a viral moment where a young girl wearing an Afro Unicorn shirt caught Walmart’s attention, resulting in a licensing deal.

3. Licensing & Expansion

   • Instead of manufacturing herself, April strategically partnered with licensees to distribute Afro Unicorn merchandise.
   • Within a year, she secured 45+ licensing agreements, expanding into books, bedding, hair care, party supplies, and more.

4. Business Strategy & Advice

   • Trademarking Afro Unicorn early, hiring an accountant and lawyer, and writing a business plan were critical to her success.
   • She advises entrepreneurs to visualize success, stay consistent, and never quit.

5. Future Plans

   • April is developing Miss April’s Crown, an animated series teaching young entrepreneurs business skills through affirmations and mentorship.

📘 About the Brand
Afro Unicorn is available at major retailers, including Walmart, Target, and Amazon.

$AMI

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane.  

🎯 Purpose of the Interview

To explore Karimah McFarlane’s multifaceted journey—from her corporate leadership roles at Google and Workday to becoming the owner of Buckhead Art & Company—and to inspire others to embrace change, pursue entrepreneurship, and understand the value of art as a tool for wealth-building and cultural empowerment.

🧭 Key Takeaways 1. Corporate Career & Tech Leadership

• Karimah has 20+ years in Human Resources, specializing in mergers and acquisitions.
• At Google, she supported AI and Pixel teams as a People Business Partner, despite initially thinking the recruiter’s call was spam.
• Currently at Workday, she partners with the Chief Revenue Officer to build high-performing sales teams and develop leadership pipelines.

2. Navigating Change & Cultural Shifts

• Transitioned from the East Coast (DMV area) to the Bay Area, facing cultural adjustments (e.g., lack of familiar foods, hair products).
• Found support through Delta Sigma Theta sorority and Black Googlers Network.
• Emphasized the importance of embracing discomfort and new experiences for personal and professional growth.

3. HR as a Strategic Asset

• HR is more than hiring/firing—it’s about scaling businesses, developing talent, and preventing legal issues.
• Small businesses often undervalue HR until a crisis occurs.
• HR should be seen as a strategic partner on leadership teams.

4. Art as Wealth, Culture & Healing

• Karimah owns Buckhead Art & Company, the only art gallery in Buckhead, Atlanta.
• Inspired by her exposure to art investment at Google and her role in selecting art for corporate spaces.
• Advocates for marginalized artists by helping them with branding, IP protection, and business structure.

5. Making Art Accessible

• The gallery focuses on beginner and mid-level collectors, offering education and approachable experiences.
• Offers virtual consultations, art fairs, and community events to demystify art buying.
• Emphasizes the emotional, cultural, and financial value of art.

6. Recognition & Impact

• Buckhead Art & Company was named Best Art Gallery in Georgia (2023 & 2024).
• Uses her platform to educate, empower, and elevate artists and collectors alike.
• Promotes artist development through storytelling, branding, and business mentorship.

💬 Notable Quotes

• “Empowerment is figuring out what you do best and using your talent to help others.”
• “Don’t shy away from opportunities that give you insights and experiences.”
• “HR helps you scale your organization—it’s not just about hiring and firing.”
• “Art has always been at the forefront of royalty, wealth, and education.”
• “We specialize in humans. When you walk into our gallery, you are equal.”
• “You don’t have to win an Oscar to be a great actor. Same with art—you don&r

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Christopher Gray.

CEO and co-founder of Path. Gray discusses how his AI-powered platform is transforming test preparation for professional certifications, IT, cybersecurity, healthcare, and college admission exams.

🔑 Key Themes & Highlights

1. The Vision Behind Path

   • Path provides unlimited practice questions, full-length exams, and personalized study plans.
   • Uses AI to generate high-quality test prep content at a fraction of traditional costs.

2. Addressing Educational Barriers

   • Many students struggle with standardized tests due to expensive prep courses.
   • Path makes test preparation affordable, helping low-income students access scholarships and selective schools.

3. Professional Certifications & Career Growth

   • Covers IT, cybersecurity, healthcare, and teaching certifications.
   • Helps individuals pass exams like CompTIA Security+ and Praxis to secure high-paying jobs.

4. AI-Powered Test Preparation

   • Provides unlimited practice exams and step-by-step solutions.
   • Predicts users’ test scores before they take official exams, reducing financial risk.

5. Expanding Access to Education

   • Offers prep for SAT, ACT, GED, LSAT, GMAT, GRE, and MCAT.
   • Supports career changers and adults seeking new opportunities through certification programs.

📘 About Christopher Gray & Path
Christopher Gray is an entrepreneur dedicated to making education more accessible. His platform, Path, leverages AI to provide affordable and effective test preparation for students and professionals.

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Showers.

Founder of Afro Unicorn, joins Money Making Conversations Masterclass to share how she built the first Black woman-owned, fully licensed character brand in major retail. With over $20 million in sales, Afro Unicorn celebrates diversity and empowers women and children of color.

🔑 Key Themes & Highlights

1. Origins of Afro Unicorn

   • April was inspired by a friend's repeated reference to her as a "unicorn," highlighting her extraordinary ability to balance multiple businesses and raise two children.
   • Noticing existing unicorn imagery lacked representation, she created Afro Unicorn to uplift young girls of color.

2. Challenges & Early Growth

   • Despite facing personal hardships—including her son's hospitalization and several family losses—April remained committed to her mission.
   • Her persistence led to a viral moment where a young girl wearing an Afro Unicorn shirt caught Walmart’s attention, resulting in a licensing deal.

3. Licensing & Expansion

   • Instead of manufacturing herself, April strategically partnered with licensees to distribute Afro Unicorn merchandise.
   • Within a year, she secured 45+ licensing agreements, expanding into books, bedding, hair care, party supplies, and more.

4. Business Strategy & Advice

   • Trademarking Afro Unicorn early, hiring an accountant and lawyer, and writing a business plan were critical to her success.
   • She advises entrepreneurs to visualize success, stay consistent, and never quit.

5. Future Plans

   • April is developing Miss April’s Crown, an animated series teaching young entrepreneurs business skills through affirmations and mentorship.

📘 About the Brand
Afro Unicorn is available at major retailers, including Walmart, Target, and Amazon.

$AMI

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane.  

🎯 Purpose of the Interview

To explore Karimah McFarlane’s multifaceted journey—from her corporate leadership roles at Google and Workday to becoming the owner of Buckhead Art & Company—and to inspire others to embrace change, pursue entrepreneurship, and understand the value of art as a tool for wealth-building and cultural empowerment.

🧭 Key Takeaways 1. Corporate Career & Tech Leadership

• Karimah has 20+ years in Human Resources, specializing in mergers and acquisitions.
• At Google, she supported AI and Pixel teams as a People Business Partner, despite initially thinking the recruiter’s call was spam.
• Currently at Workday, she partners with the Chief Revenue Officer to build high-performing sales teams and develop leadership pipelines.

2. Navigating Change & Cultural Shifts

• Transitioned from the East Coast (DMV area) to the Bay Area, facing cultural adjustments (e.g., lack of familiar foods, hair products).
• Found support through Delta Sigma Theta sorority and Black Googlers Network.
• Emphasized the importance of embracing discomfort and new experiences for personal and professional growth.

3. HR as a Strategic Asset

• HR is more than hiring/firing—it’s about scaling businesses, developing talent, and preventing legal issues.
• Small businesses often undervalue HR until a crisis occurs.
• HR should be seen as a strategic partner on leadership teams.

4. Art as Wealth, Culture & Healing

• Karimah owns Buckhead Art & Company, the only art gallery in Buckhead, Atlanta.
• Inspired by her exposure to art investment at Google and her role in selecting art for corporate spaces.
• Advocates for marginalized artists by helping them with branding, IP protection, and business structure.

5. Making Art Accessible

• The gallery focuses on beginner and mid-level collectors, offering education and approachable experiences.
• Offers virtual consultations, art fairs, and community events to demystify art buying.
• Emphasizes the emotional, cultural, and financial value of art.

6. Recognition & Impact

• Buckhead Art & Company was named Best Art Gallery in Georgia (2023 & 2024).
• Uses her platform to educate, empower, and elevate artists and collectors alike.
• Promotes artist development through storytelling, branding, and business mentorship.

💬 Notable Quotes

• “Empowerment is figuring out what you do best and using your talent to help others.”
• “Don’t shy away from opportunities that give you insights and experiences.”
• “HR helps you scale your organization—it’s not just about hiring and firing.”
• “Art has always been at the forefront of royalty, wealth, and education.”
• “We specialize in humans. When you walk into our gallery, you are equal.”
• “You don’t have to win an Oscar to be a great actor. Same with art—you don&r